ICICI Prudential Plans : ICONIC INSURANCE : Life Insurance, General Insurance, Fixed Deposits in Vadodara, Gujarat, INDIA.

Term Plans

ICICI Pru iProtect Smart Plus (Smart Exit Option)

Affordable High Life Cover to protect your family
100% Total Premium Refund option
Optional 60 Critical Illnesses cover of up to ₹ 1.5 crore
Optional Accidental Death Benefit cover of up to ₹ 3 crore
In-built Terminal Illness Benefit and 12-month premium break option
Tax benefit on premiums paid and tax-free claims payout and returns
Up to 15% discount on first year's premium for salaried customers

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ICICI Pru iProtect Super (No Income Documents Required)

Affordable Life cover to protect your family : No Income Documents Required
12-month Premium Break @ ₹0 extra cost
Terminal Illness Benefit and 100% Premium Refund option @ ₹0 extra cost
Optional Additional Accidental Death and Disability rider
Flat 15% Lifetime Female Discount

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ICICI Pru Protect N Gain (Market Linked Term Plan with Returns)

Potential to grow your wealth with Market Linked Returns
Life cover up to 125x of Annual Premium
Return of Mortality and premium allocation charges
Unlimited tax-free partial withdrawals allowed, that too free of cost
Take control of your investments with unlimited free fund switches
Tax benefit on premiums paid and tax-free claims payout and returns

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ULIP (Unit Linked Insurance Plans)

ICICI Pru Signature

Financial protection for your loved ones with life cover
Tax benefits u/s 80C & 10(10D)
Return of mortality and policy administration charges
Withdraw money regularly from your policy with SWP

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ICICI Pru Wealth Elite Pro

Financial protection for your loved ones with life insurance cover
Return of Total Premium Allocation Charges at a compounding rate of 7% per annum
High Premium Benefit to boost your fund value
Enjoy policy benefits till 99 years of age with Whole Life policy term option
Systematic withdrawal plan to withdraw money regularly from your policy

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ICICI Pru Platinum

Potential to grow wealth through market linked returns
Zero premium allocation charges
Level of life cover as per your choice
Systematic withdrawal plan to withdraw money regularly from your policy
Tax benefits as per prevailing tax laws
Choice of portfolio strategies and wide range of funds

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ICICI Pru Life Time Classic

Premium starts at 2500/- p.m.
Invest in your choice of equity, debt or balanced funds
Choice of portfolio strategies
Life cover to protect your loved ones
Get rewarded with Loyalty Additions & Wealth Boosters
Tax benefits u/s 80C and 10(10D)

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ICICI Pru1 Wealth

Invest only once and enjoy benefits for entire policy term
100% amount invested in wide range of funds
Choice of multiple funds
Life cover to protect your loved ones
Tax benefits u/s 80(C) and 10(10D)

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Child Plans

ICICI Pru Smart Kid 360

A 360° plan to protect your child’s future with guarantee
Flexibility to get payouts as per child’s milestones
Life Cover + waiver of premium + regular income guaranteed in your absence
100% tax-free returns u/s 10(10D) and tax benefits on premiums paid u/s 80C

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Guaranteed Savings Plans

ICICI Pru GIFT Pro

Guaranteed Income to help you achieve your financial goals
Flexibility to choose Percentage of Money Back Benefit and when you want to receive Money Back Benefit
Life Insurance Cover for financial security of your family

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ICICI Pru GIFT Select (Immediate Guaranteed Income Plan)

Guaranteed Immediate Income to help you achieve your goals and act as a secondary income source
Get up to 200% of the total premiums paid back in form of guaranteed maturity benefit
Life Insurance Cover for financial security of your family

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Legacy Creation Plans

ICICI Pru Gold

Regular income up to 99 years of age followed by a lump sum on maturity
Option to start receiving income immediately from the end of 1st policy year or defer it for a few years as per your need
Choice to start receiving income instantly within 7 working days of realisation of first year's premium by the company post issuance of the policy
Protection through life cover till up to 99 years of age
Tax benefits may be applicable on premiums paid and benefits received as per prevailing tax laws

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ICICI Pru Future Perfect

Savings with the comfort of guarantee
Unique Combination of Traditional Investment with blend of Equity
Flexibility in premium payment term
Security of your loved ones with potential for wealth creation and your Life Cover

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Retirement & Pension Plans

ICICI Pru Guaranteed Pension Plan Flexi

A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed income for life
Flexible premium paying terms and deferment periods
Choice of increasing annuity options that will give you inflation hedged retirement income in your golden years
Flexibility to withdraw up to 60% of total premiums paid as lumpsum
Financial security for your family even in your absence, with the Waiver of Premium feature
Annuity plan can cover either single or joint life
Tax benefits as per prevailing tax laws

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ICICI Pru Guaranteed Pension Plan (Immediate or Deferred Annuity)

Single premium plan to get guaranteed income for the rest of your life
Option to defer income by up to 10 years
Option to get annuity income as early as next month
Annuity plan can cover either single or joint life
Flexible payout options to suit your need
Tax benefits on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax

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ICICI Pru Signature Pension

Build your retirement corpus through market-linked returns and live a stress-free life after retirement
Tax-free commutation of up to 60% of the vesting benefit
Flexibility of Partial Withdrawals
Choice of portfolio strategies and a wide range of funds
Low-cost charge structure with return of charges at vesting